In addition to MSP coverage many people choose to add private medical and dental insurance to top up their plan and ensure they are covered for more extensive health treatments and necessities including prescriptions. Many employers offer benefits packages that provide extended medical and dental plans. If you sign up to a plan via your employer check exactly what additional treatments and services are covered and whether or not this can be applied to your whole family. Often the employer will cover some or all of the cost of your policy and allow you the chance to extend the plan further.
If you run a business and need to build an extended benefits package for your employees your local chamber of commerce is a good place to start – they usually have a specialist group benefits provider who will guide you through the process.
People who are not eligible for top up via an employer scheme can arrange an individual plan through companies such as Pacific Blue Cross at www.pbchbs.com who also provide group benefit plans and stand alone dental plans. An alternative provider is Manulife at www.coverme.com – there are many other providers that you can find via the internet or ask your doctor or dentist for recommendations.